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<span class="vcard">Garry Harvey</span>

It’s only natural to be a bit afraid of debt. Most of us have been raised with the idea that financial debt should be avoided as much as possible. In my last blog I discussed the difference between good and bad debt. Now I’d like to look at how to take the fear out of debt and better manage debt to grow your assets. I’m sure [...]

When you hear the word debt it tends to bring negative connotations of stress and unpaid bills to mind, but when it comes to debt there are two kinds, good and bad. While it’s possible to live entirely debt free, doing so could hinder your potential for investment and reaching your financial goals such as purchasing property to live [...]

Optimizing the performance of your property investment portfolio will be a key component for any investor looking to maximise the return on their investments. Optimization can be done using a range of strategies depending on the type of property(s) you have and the desired outcome you are trying to achieve. The common denominator will [...]

Interest only or Interest and Principal the best loan for you?

Interest Only loans or Principal and Interest when buying your first home? What I am referring to here is the repayment option you have on your home loan. I am a huge advocate for choosing interest only loans for both the loan on the home you live in as well as any investment loans you might have. The main reason for this is Choice. I wa [...]

"’Live it up, buy everything you want…just buy the assets to pay for them first.” The above quote by Robert Kiyosaki is one of my favourites and it really helped me as a “want to be investor” over a decade ago, understand what I needed to do if I wanted to be successful in this space. Look at how simple the statement is, but if [...]