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How to get your mortgage broker working harder for you
How to get your mortgage broker working harder for you What does a mortgage broker do? A mortgage brokers role is to source the most suitable loan based on the individual clients needs. The key words here are “Most Suitable” as there a many different loan products and...

Interest Only loans for Owner Occupied purposes, here are some of my thoughts
Video Transcript: Interest-only home loans for owner-occupied purposes. It's a really hot topic at the moment, in the media. A lot of changes have happened in the industry, over the last 12 to 18 months. And interest-only loans, particularly for home owners, has been...

DEBT – should we be afraid of it or just learn how to manage it better?
It’s only natural to be a bit afraid of debt. Most of us have been raised with the idea that financial debt should be avoided as much as possible. In my last blog I discussed the difference between good and bad debt. Now I’d like...

Good & Bad debt – let’s look at the differences between the two
When you hear the word debt it tends to bring negative connotations of stress and unpaid bills to mind, but when it comes to debt there are two kinds, good and bad. While it’s possible to live entirely debt free, doing so could hinder your potential for investment and...

Optimizing your property investment portfolio
Optimizing the performance of your property investment portfolio will be a key component for any investor looking to maximise the return on their investments. Optimization can be done using a range of strategies depending on the type of property(s) you have and the...

Interest Only Loans or Principal and Interest?
Interest Only loans or Principal and Interest when buying your first home? What I am referring to here is the repayment option you have on your home loan. I am a huge advocate for choosing interest only loans for both the loan on the home you live in as well as any...

Growing Assets
"’Live it up, buy everything you want…just buy the assets to pay for them first.” The above quote by Robert Kiyosaki is one of my favourites and it really helped me as a “want to be investor” over a decade ago, understand what I needed to do if I wanted to be...
My Last Acquisition
Dear fellow investors, I would like to share with you, my story on 2 separate multi-unit purchases, 5 doors down from each other, purchased 8 years apart, and the rationale behind choosing these particular properties. Buying blocks of units on one title has played a...

Growing Assets
’Live it up, buy everything you want…just buy the assets to pay for them first.” The above quote by Robert Kiyosaki is one of my favourites and it really helped me as a “want to be investor” over a decade ago, understand what I needed to do if I wanted to be...

Good debt, bad debt. Let’s look at the difference between the two.
When you hear the word debt it tends to bring negative connotations of stress and unpaid bills to mind, but when it comes to debt there are two kinds, good and bad. While it’s possible to live entirely debt free, doing so could hinder your potential for investment and...