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Interest Only loans for Owner Occupied purposes, here are some of my thoughts
Video Transcript: Interest-only home loans for owner-occupied purposes. It's a really hot topic at the moment, in the media. A lot of changes have happened in the industry, over the last 12 to 18 months. And interest-only loans, particularly for home owners, has been...
DEBT – should we be afraid of it or just learn how to manage it better?
It’s only natural to be a bit afraid of debt. Most of us have been raised with the idea that financial debt should be avoided as much as possible. In my last blog I discussed the difference between good and bad debt. Now I’d like to look at how to take the fear out of...
Good & Bad debt – let’s look at the differences between the two
When you hear the word debt it tends to bring negative connotations of stress and unpaid bills to mind, but when it comes to debt there are two kinds, good and bad. While it’s possible to live entirely debt free, doing so could hinder your potential for investment and...
Optimizing your property investment portfolio
Optimizing the performance of your property investment portfolio will be a key component for any investor looking to maximise the return on their investments. Optimization can be done using a range of strategies depending on the type of property(s) you have and the...
Interest Only Loans or Principal and Interest?
Interest Only loans or Principal and Interest when buying your first home? What I am referring to here is the repayment option you have on your home loan. I am a huge advocate for choosing interest only loans for both the loan on the home you live in as well as any...
Growing Assets
"’Live it up, buy everything you want…just buy the assets to pay for them first.” The above quote by Robert Kiyosaki is one of my favourites and it really helped me as a “want to be investor” over a decade ago, understand what I needed to do if I wanted to be...
My Last Acquisition
Dear fellow investors, I would like to share with you, my story on 2 separate multi-unit purchases, 5 doors down from each other, purchased 8 years apart, and the rationale behind choosing these particular properties. Buying blocks of units on one title has played a...
Growing Assets
’Live it up, buy everything you want…just buy the assets to pay for them first.” The above quote by Robert Kiyosaki is one of my favourites and it really helped me as a “want to be investor” over a decade ago, understand what I needed to do if I wanted to be...
Good debt, bad debt. Let’s look at the difference between the two.
When you hear the word debt it tends to bring negative connotations of stress and unpaid bills to mind, but when it comes to debt there are two kinds, good and bad. While it’s possible to live entirely debt free, doing so could hinder your potential for investment and...
A lot of people have been asking my thoughts on this story by Scott Pape so here is my take on it…
I was one of the runners up in the “Property Investor of the Year” awards in 2012, then 12 years into my now 16 years as an active property investor. I was proud of my portfolio back then and it’s still the case today. My success as an investor came about by firstly...
Recent Posts
Interest Only loans for Owner Occupied purposes, here are some of my thoughts
DEBT – should we be afraid of it or just learn how to manage it better?
Good & Bad debt – let’s look at the differences between the two
Optimizing your property investment portfolio
Interest Only Loans or Principal and Interest?